:root{
  --blue:#2F9BE4;
  --blue-strong:#0D83D5;
  --blue-dark:#08649f;
  --orange:#F5823D;
  --orange-dark:#d96520;
  --text:#111827;
  --muted:#5b6575;
  --bg:#ffffff;
  --soft:#f4f8fc;
  --line:rgba(17,24,39,.10);
  --shadow:0 22px 60px rgba(8,100,159,.16);
  --radius:28px;
  --header-h:78px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 22px)}
body{margin:0;font-family:Inter,Montserrat,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:var(--bg);line-height:1.55;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,textarea,select{font:inherit}
.container{width:min(1120px,calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:20px;top:-60px;background:var(--orange);color:#fff;padding:12px 16px;border-radius:999px;z-index:999}
.skip-link:focus{top:18px}

.site-header{position:fixed;inset:0 0 auto 0;height:var(--header-h);z-index:50;background:rgba(47,155,228,.95);backdrop-filter:saturate(1.2) blur(14px);box-shadow:0 10px 30px rgba(0,0,0,.08);transition:height .25s ease,background .25s ease}
.site-header.is-scrolled{height:70px;background:rgba(19,139,214,.98)}
.header-shell{height:100%;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{display:flex;align-items:center;min-width:142px}
.brand img{height:43px;width:auto;object-fit:contain}
.main-nav{display:flex;align-items:center;justify-content:flex-end;gap:6px;color:#fff;font-weight:800;font-size:.94rem}
.nav-link,.nav-cta,.nav-button{display:inline-flex;align-items:center;gap:6px;color:#fff;border:0;background:transparent;padding:12px 14px;border-radius:999px;cursor:pointer;white-space:nowrap;transition:.2s ease}
.nav-link:hover,.nav-button:hover{background:rgba(255,255,255,.14);color:#fff}
.nav-cta{background:#fff;color:var(--orange);box-shadow:0 10px 22px rgba(0,0,0,.12)}
.nav-cta:hover{background:var(--orange);color:#fff;transform:translateY(-1px)}
.dropdown{position:relative}
.dropdown-menu{position:absolute;top:calc(100% + 11px);left:0;width:310px;padding:12px;background:var(--orange);border-radius:0 0 18px 18px;box-shadow:0 20px 40px rgba(0,0,0,.18);opacity:0;visibility:hidden;transform:translateY(8px);transition:.22s ease;overflow:hidden}
.dropdown:hover .dropdown-menu,.dropdown.is-open .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown-menu a{display:block;color:#fff;font-size:1.02rem;font-weight:750;padding:15px 16px;border-radius:12px}
.dropdown-menu a:hover{background:rgba(255,255,255,.13)}
.menu-toggle{display:none;width:48px;height:48px;border:0;border-radius:14px;background:rgba(255,255,255,.16);align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer}
.menu-toggle span{width:22px;height:2px;background:#fff;border-radius:999px;transition:.2s ease}
.menu-toggle.is-active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-toggle.is-active span:nth-child(2){opacity:0}
.menu-toggle.is-active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.hero{min-height:720px;padding-top:var(--header-h);background-color:var(--blue);background-image:linear-gradient(90deg,rgba(47,155,228,.96) 0%,rgba(47,155,228,.88) 43%,rgba(47,155,228,.15) 63%),url('../img/hero-desktop.png');background-repeat:no-repeat;background-position:center top;background-size:cover;position:relative;overflow:hidden;color:#fff;display:flex;align-items:center}
.hero::after{content:"";position:absolute;left:-120px;bottom:-160px;width:420px;height:420px;border:46px solid rgba(255,255,255,.20);transform:rotate(45deg);border-radius:48px;pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,580px) 1fr;align-items:center;min-height:620px}
.hero-content{padding:70px 0 90px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-weight:950;letter-spacing:.06em;text-transform:uppercase;font-size:.82rem;color:rgba(255,255,255,.82);margin-bottom:12px}
.eyebrow::before{content:"";width:34px;height:3px;background:currentColor;border-radius:99px;opacity:.9}
.eyebrow.orange{color:var(--orange)}
h1,h2,h3,p{margin:0}
h1{font-size:clamp(2.65rem,6.6vw,5.9rem);line-height:.94;font-weight:1000;letter-spacing:-.06em;text-transform:uppercase;max-width:760px;text-wrap:balance;text-shadow:0 12px 34px rgba(0,0,0,.12)}
.hero p{font-size:1.18rem;max-width:520px;margin:22px 0 30px;color:rgba(255,255,255,.92);font-weight:650}
.hero-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:14px 24px;border-radius:999px;font-weight:950;letter-spacing:-.01em;border:2px solid transparent;transition:transform .22s ease,box-shadow .22s ease,background .22s ease,color .22s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px);box-shadow:0 18px 34px rgba(0,0,0,.16)}
.btn-light{background:#fff;color:var(--orange)}
.btn-primary{background:var(--orange);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.55);color:#fff;backdrop-filter:blur(6px)}

.alert-strip{background:var(--orange);color:#fff;min-height:45px;display:flex;align-items:center;overflow:hidden;font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.02em;white-space:nowrap}
.strip-track{display:flex;gap:34px;animation:marquee 30s linear infinite;padding-inline:20px}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}

.section{padding:92px 0}
.section-heading{text-align:center;max-width:760px;margin:0 auto 42px}
.section-heading h2,.about-copy h2,.security-copy h2,.faq-intro h2,.contact-copy h2{font-size:clamp(2rem,4.4vw,3.7rem);line-height:1.02;letter-spacing:-.045em;font-weight:1000;text-wrap:balance}
.section-heading p,.about-copy p,.security-copy p,.faq-intro p,.contact-copy p{margin-top:14px;color:var(--muted);font-size:1.07rem;font-weight:520}
.intro-section{background:#fff}
.solution-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.solution-card{position:relative;min-height:390px;border-radius:18px;overflow:hidden;background:var(--blue);box-shadow:0 18px 40px rgba(8,100,159,.12);isolation:isolate;transition:transform .25s ease,box-shadow .25s ease}
.solution-card:hover{transform:translateY(-7px);box-shadow:0 26px 58px rgba(8,100,159,.2)}
.solution-card::before{content:"";position:absolute;inset:0;background-image:var(--card-img);background-size:cover;background-position:center;z-index:-2;transition:transform .35s ease}
.solution-card:hover::before{transform:scale(1.05)}
.solution-overlay{position:absolute;inset:0;background:linear-gradient(180deg,rgba(245,130,61,.08) 0%,rgba(47,155,228,.16) 35%,rgba(47,155,228,.98) 100%);z-index:-1}
.solution-content{height:100%;display:flex;flex-direction:column;justify-content:flex-end;padding:24px;color:#fff}
.solution-content span{font-size:.84rem;font-weight:1000;opacity:.8;margin-bottom:8px}
.solution-content h3{font-size:1.18rem;line-height:1.03;font-weight:1000;letter-spacing:-.035em;margin-bottom:12px}
.solution-content p{font-size:.88rem;line-height:1.44;color:rgba(255,255,255,.92);font-weight:620;margin-bottom:18px}
.card-link{display:inline-flex;width:max-content;color:#fff;font-weight:950;font-size:.84rem;border-bottom:2px solid rgba(255,255,255,.78);padding-bottom:4px}

.services-section{background:linear-gradient(180deg,#fff 0%,var(--soft) 100%)}
.feature-card{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;border-radius:var(--radius);padding:46px;box-shadow:var(--shadow);overflow:hidden;position:relative;margin-bottom:26px}
.feature-blue{background:linear-gradient(135deg,var(--blue) 0%,var(--blue-strong) 100%);color:#fff}
.feature-blue::before{content:"";position:absolute;right:-130px;top:-150px;width:340px;height:340px;border-radius:50%;background:rgba(255,255,255,.11)}
.feature-image{display:flex;justify-content:center;align-items:center;min-height:310px;position:relative;z-index:1}
.feature-image img{max-height:360px;object-fit:contain;filter:drop-shadow(0 25px 22px rgba(0,0,0,.16))}
.feature-copy{position:relative;z-index:1;max-width:470px}
.tag{display:inline-flex;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:8px 13px;font-size:.78rem;font-weight:1000;text-transform:uppercase;letter-spacing:.04em;margin-bottom:16px}
.feature-copy h3{font-size:clamp(1.85rem,3vw,3rem);line-height:1.03;letter-spacing:-.04em;font-weight:1000;margin-bottom:18px}
.check-list{list-style:none;margin:0 0 24px;padding:0;display:grid;gap:14px}
.check-list li{position:relative;padding-left:30px;color:rgba(255,255,255,.94);font-weight:720}
.check-list li::before{content:"✓";position:absolute;left:0;top:0;width:20px;height:20px;border-radius:7px;background:#fff;color:var(--orange);display:grid;place-items:center;font-size:.78rem;font-weight:1000}
.service-detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.service-detail{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:0 16px 34px rgba(8,100,159,.08);transition:.24s ease}
.service-detail:hover{transform:translateY(-5px);box-shadow:0 28px 60px rgba(8,100,159,.14)}
.icon-badge{width:52px;height:52px;border-radius:18px;background:linear-gradient(135deg,var(--orange),#ffa461);color:#fff;display:grid;place-items:center;font-size:1.45rem;font-weight:1000;margin-bottom:18px}
.service-detail h3{font-size:1.32rem;line-height:1.13;font-weight:1000;letter-spacing:-.035em;margin-bottom:12px}
.service-detail p{color:var(--muted);font-weight:520;margin-bottom:18px}
.text-cta{color:var(--blue-strong);font-weight:1000;border-bottom:2px solid rgba(47,155,228,.25)}

.about-section{background:#fff}
.about-card{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:center;background:var(--blue);border-radius:42px;padding:54px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.about-card::after{content:"";position:absolute;left:-80px;bottom:-140px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.11)}
.about-logo-panel{min-height:330px;border-radius:32px;background:radial-gradient(circle at 50% 48%,rgba(255,255,255,.16),rgba(255,255,255,.04) 48%,transparent 49%);display:grid;place-items:center;position:relative;z-index:1}
.about-logo-panel img{width:min(330px,80%)}
.about-copy{background:#fff;border-radius:26px;padding:42px;position:relative;z-index:1;box-shadow:0 18px 40px rgba(0,0,0,.12)}
.about-copy p+p{margin-top:14px}
.about-copy .btn{margin-top:24px}

.banks-section{background:var(--soft)}
.bank-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.bank-grid img{width:100%;height:104px;object-fit:contain;background:#fff;border-radius:20px;padding:18px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(8,100,159,.07)}

.security-section{background:#fff}
.security-grid{display:grid;grid-template-columns:.9fr 1.25fr;gap:34px;align-items:center}
.security-copy{text-align:left;position:sticky;top:110px}
.steps-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.step-card{background:linear-gradient(180deg,#fff,var(--soft));border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 16px 36px rgba(8,100,159,.07)}
.step-card span{display:inline-flex;font-weight:1000;color:var(--orange);margin-bottom:22px}
.step-card strong{display:block;font-size:1.3rem;margin-bottom:8px;letter-spacing:-.025em}
.step-card p{color:var(--muted);font-weight:520}

.faq-section{background:linear-gradient(180deg,var(--soft) 0%,#fff 100%)}
.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px;align-items:start}
.faq-intro{background:var(--blue);color:#fff;border-radius:32px;padding:38px;position:sticky;top:110px;box-shadow:var(--shadow)}
.faq-intro .eyebrow{color:#fff}
.faq-intro p{color:rgba(255,255,255,.88);margin-bottom:24px}
.accordion{display:grid;gap:12px}
details{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 12px 30px rgba(8,100,159,.06);overflow:hidden}
summary{list-style:none;cursor:pointer;padding:22px 54px 22px 24px;font-weight:1000;letter-spacing:-.02em;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:24px;top:50%;transform:translateY(-50%);font-size:1.45rem;color:var(--orange);font-weight:900}
details[open] summary::after{content:"–"}
details p{padding:0 24px 22px;color:var(--muted);font-weight:520}

.contact-section{background:#fff;padding-top:40px}
.contact-card{display:grid;grid-template-columns:1fr .9fr;gap:28px;align-items:stretch;border-radius:36px;background:linear-gradient(135deg,var(--orange) 0%,#ff944f 100%);color:#fff;padding:42px;box-shadow:0 28px 70px rgba(245,130,61,.22);overflow:hidden;position:relative}
.contact-card::before{content:"";position:absolute;right:-90px;bottom:-110px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.14)}
.contact-copy,.contact-info{position:relative;z-index:1}
.contact-copy p{color:rgba(255,255,255,.9);margin-bottom:24px;max-width:580px}
.contact-info{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.contact-info > div{background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.24);border-radius:22px;padding:22px;backdrop-filter:blur(10px)}
.contact-info strong{display:block;margin-bottom:8px;font-weight:1000}
.contact-info a,.contact-info p{color:#fff;font-weight:650}

.site-footer{background:linear-gradient(180deg,var(--blue-strong),#1677bd);color:#fff;padding-top:58px}
.footer-grid{display:grid;grid-template-columns:1.2fr .9fr .8fr;gap:40px;padding-bottom:38px}
.footer-brand img{width:180px;margin-bottom:18px}
.footer-brand p{color:rgba(255,255,255,.83);max-width:310px}
.site-footer h3{font-size:1rem;margin-bottom:16px;font-weight:1000}
.footer-links{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.footer-links a{display:inline-flex;align-items:center;gap:10px;color:rgba(255,255,255,.88);font-weight:720;transition:.2s ease}
.footer-links a:hover{color:#fff;transform:translateX(3px)}
.footer-links img{width:20px;height:20px;object-fit:contain}
.fb-icon{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#fff;color:var(--blue-strong);font-weight:1000;font-family:Arial,sans-serif}
.footer-bottom{border-top:1px solid rgba(255,255,255,.18);padding:18px 20px 22px;text-align:center;color:rgba(255,255,255,.82);font-size:.86rem;display:grid;gap:4px}
.footer-bottom strong{color:#fff}

.whatsapp-float{position:fixed;right:22px;bottom:22px;width:66px;height:66px;border-radius:50%;background:#28d366;display:grid;place-items:center;z-index:60;box-shadow:0 18px 40px rgba(10,120,62,.32);transition:.22s ease;border:4px solid #fff}
.whatsapp-float:hover{transform:translateY(-4px) scale(1.03)}
.whatsapp-float img{width:36px;height:36px;object-fit:contain}

.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.is-visible{opacity:1;transform:none}

@media (max-width:1100px){
  .solution-grid{grid-template-columns:repeat(2,1fr)}
  .solution-card{min-height:360px}
  .main-nav{font-size:.88rem}
  .nav-link,.nav-cta,.nav-button{padding:10px 10px}
}
@media (max-width:900px){
  :root{--header-h:72px}
  .menu-toggle{display:flex}
  .main-nav{position:fixed;left:20px;right:20px;top:calc(var(--header-h) + 10px);display:grid;gap:6px;justify-content:stretch;background:#fff;color:var(--text);padding:16px;border-radius:24px;box-shadow:0 24px 70px rgba(0,0,0,.22);transform:translateY(-10px);opacity:0;visibility:hidden;transition:.24s ease;max-height:calc(100dvh - 110px);overflow:auto}
  .main-nav.is-open{transform:translateY(0);opacity:1;visibility:visible}
  .nav-link,.nav-button{color:var(--text);width:100%;justify-content:space-between;border-radius:16px;padding:14px}
  .nav-link:hover,.nav-button:hover{background:var(--soft);color:var(--text)}
  .nav-cta{justify-content:center;background:var(--orange);color:#fff;border-radius:16px}
  .dropdown-menu{position:static;width:100%;opacity:1;visibility:visible;transform:none;box-shadow:none;border-radius:16px;background:#fff4ed;margin-top:6px;padding:8px;display:none}
  .dropdown.is-open .dropdown-menu{display:grid}
  .dropdown-menu a{color:var(--orange-dark);font-size:.95rem;padding:13px}
  .hero{min-height:780px;align-items:flex-start;background-image:linear-gradient(180deg,rgba(47,155,228,.98) 0%,rgba(47,155,228,.93) 42%,rgba(47,155,228,.40) 66%,rgba(47,155,228,.05) 100%),url('../img/hero-mobile.png');background-position:center top;background-size:cover}
  .hero-grid{display:block;min-height:auto}
  .hero-content{padding:70px 0 390px;max-width:640px}
  .feature-card,.about-card,.security-grid,.faq-grid,.contact-card,.footer-grid{grid-template-columns:1fr}
  .feature-image{min-height:220px;order:2}
  .feature-copy{order:1}
  .feature-card{padding:34px}
  .about-card{padding:26px;border-radius:32px}
  .about-logo-panel{min-height:220px}
  .about-copy{padding:30px}
  .security-copy,.faq-intro{position:static}
  .bank-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:680px){
  .container{width:min(100% - 28px,1120px)}
  .section{padding:68px 0}
  .site-header.is-scrolled{height:68px}
  .brand img{height:36px}
  .hero{min-height:760px;background-position:center top}
  .hero-content{padding:54px 0 360px}
  h1{font-size:clamp(2.2rem,13vw,4rem)}
  .hero p{font-size:1rem}
  .hero-actions .btn{width:100%}
  .solution-grid,.service-detail-grid,.steps-grid,.contact-info{grid-template-columns:1fr}
  .solution-card{min-height:330px}
  .feature-card{padding:28px;border-radius:26px}
  .feature-image img{max-height:280px}
  .bank-grid{grid-template-columns:repeat(2,1fr)}
  .bank-grid img{height:90px;padding:14px}
  .contact-card{padding:30px;border-radius:28px}
  .whatsapp-float{width:58px;height:58px;right:16px;bottom:16px}
  .whatsapp-float img{width:31px;height:31px}
  .footer-grid{gap:26px}
}
@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important;animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}